{"id":552,"date":"2021-04-06T18:16:30","date_gmt":"2021-04-06T10:16:30","guid":{"rendered":"https:\/\/www.lifestylesingapore.com\/blog\/?p=552"},"modified":"2021-04-06T18:16:30","modified_gmt":"2021-04-06T10:16:30","slug":"travel-insurance-why-when-should-you-buy-it","status":"publish","type":"post","link":"https:\/\/www.lifestylesingapore.com\/blog\/travel-insurance-why-when-should-you-buy-it\/","title":{"rendered":"Travel Insurance &#8211; Why &#038; When Should You Buy It?"},"content":{"rendered":"<p>[et_pb_section bb_built=&#8221;1&#8243; _builder_version=&#8221;4.9.2&#8243; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; custom_padding=&#8221;10px|||&#8221;][et_pb_row][et_pb_column type=&#8221;2_3&#8243; custom_padding__hover=&#8221;|||&#8221; custom_padding=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.9.3&#8243; 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header_5_text_shadow_horizontal_length=&#8221;header_5_text_shadow_style,%91object Object%93&#8243; header_5_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_5_text_shadow_vertical_length=&#8221;header_5_text_shadow_style,%91object Object%93&#8243; header_5_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_5_text_shadow_blur_strength=&#8221;header_5_text_shadow_style,%91object Object%93&#8243; header_5_text_shadow_blur_strength_tablet=&#8221;1px&#8221; header_6_text_shadow_horizontal_length=&#8221;header_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_horizontal_length_tablet=&#8221;0px&#8221; header_6_text_shadow_vertical_length=&#8221;header_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_vertical_length_tablet=&#8221;0px&#8221; header_6_text_shadow_blur_strength=&#8221;header_6_text_shadow_style,%91object Object%93&#8243; header_6_text_shadow_blur_strength_tablet=&#8221;1px&#8221; box_shadow_horizontal_tablet=&#8221;0px&#8221; box_shadow_vertical_tablet=&#8221;0px&#8221; box_shadow_blur_tablet=&#8221;40px&#8221; box_shadow_spread_tablet=&#8221;0px&#8221; vertical_offset_tablet=&#8221;0&#8243; horizontal_offset_tablet=&#8221;0&#8243; z_index_tablet=&#8221;0&#8243;]<\/p>\n<p style=\"text-align: justify;\"><strong>Travel insurance Singapore\u00a0<\/strong>is just a phone call away and they can be a big help to you when you book your\u00a0vacation.<\/p>\n<p style=\"text-align: justify;\">The question, though, is: do you really need to buy\u00a0travel insurance from Singapore each time you travel?<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 16px;\"><span style=\"color: #ff0000;\"><strong>Life Is Full of Uncertainties.<\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000080;\"><span style=\"font-size: 14px;\"><strong>We Can Never Know<br \/>HOW, WHERE, WHEN, WHY<br \/>Things Can Happen.<br \/><\/strong><\/span><\/span><\/p>\n<p style=\"text-align: justify;\">Whenever you travel out of Singapore, you should always get a\u00a0travel insurance plan.<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14px;\"><strong>Luggage<br \/><\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">It\u2019s too easy to <strong>lose your luggage<\/strong> in those long trips that often require switching of planes. Another common claim for luggage is damage during flight.<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14px;\"><strong>Medical Expenses<br \/><\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">How about your <strong>health insurance<\/strong>? Your current health insurance may not cover any medical costs that occur outside Singapore. Travel insurance will usually <strong>cover you for emergency medical costs<\/strong> that you incur while overseas. The insurance can cover a good portion of your medical bills. Take advantage of it. It\u2019s better to be safe than sorry in these situations.<\/p>\n<p style=\"text-align: justify;\">It also helps covers the costs when an unfortunate accident occurs. It\u2019s better to pay a little money for the insurance then to get socked with a major loss because something happened while you were on your trip.<\/p>\n<p style=\"text-align: justify;\">There are times when you should particularly consider<strong> buying travel insurance.<\/strong><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14px;\"><strong>Travelling With Expensive Equipment<\/strong><br \/><\/span><\/p>\n<p style=\"text-align: justify;\">If you own a <strong>laptop<\/strong> and plan to take it with you on your long distance trip, you should consider getting it insured. All too often, laptop owners have their laptops stolen while they are away from their car or from the hotel room. Laptops are expensive to replace &#8211; like other expensive items, such as <strong>jewelry<\/strong>. Travel insurance will help you recover a portion of the loss of that item, or enabling you to replace it easily.<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14px;\"><strong>Planning An Expensive Trip<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">If you\u2019re going on an expensive trip, eg. a cruise, or flying first class on a popular airline, you should consider travel insurance. It will cover you in case something unforeseen happens.<\/p>\n<p style=\"text-align: justify;\">If you have an <strong>unexpected death, injury or illness in the family<\/strong> right before you\u2019re about to leave for your trip, the insurance will keep you from losing your money.<\/p>\n<p style=\"text-align: justify;\">If the airline you\u2019ve booked a flight, or <strong>the travel agent you\u2019ve booked your package, with all of a sudden goes bankrupt<\/strong> right before your trip, the insurance will cover the loss there. Don\u2019t assume the airline or your travel agency will honor your flight or trip booking and give you a refund in the event they file bankruptcy. It\u2019s not likely that will happen, since they\u2019re filing bankruptcy for a reason.<\/p>\n<p style=\"text-align: justify;\"><strong>&#8211; To Conclude &#8211;<\/strong><\/p>\n<p style=\"text-align: justify;\">Travel insurance can be a huge help to you anytime you travel abroad or with expensive items. 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